Chapter 4

The afternoon stretched on, slow and quiet.
I made Lily a peanut butter sandwich with the few supplies Marcus had in the cabin, then sat with her by the fireplace while she colored with some old crayons we found in a drawer. The fire crackled softly, casting warm light across the room. Outside, the wind rustled through the pine trees.
It should have been peaceful.
But every time a branch scraped against the window, my heart jumped. Every time a bird called out, I tensed, reaching for Lily.
Derek was out there. And he knew we were gone.
I tried calling my mother, but Marcus was right—there was no cell service up here. No way to reach anyone. No way to call for help.
We were completely cut off.
Around four o'clock, I heard a car engine.
My blood ran cold.
I grabbed Lily's hand and pulled her behind the couch, crouching low. She whimpered, but I put a finger to my lips, and she went quiet.
The car pulled up outside. Doors opened and closed. Footsteps crunched on the gravel driveway.
Then came the knock.
Three times. Then two.
Marcus's signal.
I let out a breath I didn't realize I'd been holding.
"Stay here," I whispered to Lily.
I stood up and walked to the door, my legs still shaking. I unlocked it and pulled it open.
Marcus stood on the porch, his arms loaded with grocery bags. Behind him, another man stood by the car, holding a box.
"Elena," Marcus said. "This is my friend, Jake. He's a private investigator. I called him on my way into town. He's going to help us."
I stared at the man. He was in his late thirties, with short dark hair and a scar across his left cheek. He looked serious, competent.
"Mrs. Carter," Jake said, nodding at me. "I'm sorry about what you're going through. But I'm going to help you put your husband away."
I stepped aside to let them in.
Jake carried the box inside and set it on the dining table. Marcus unpacked the groceries—bread, milk, eggs, fruit, canned goods, enough to last us at least a week.
"I got your phone working," Jake said, pulling a device from his pocket. "It's a burner. Untraceable. You can make calls, but keep them short. And don't call anyone who might tell Derek where you are."
He handed me the phone. It was simple, black, nothing like my old smartphone.
"Thank you," I said.
"Now," Jake said, opening the box on the table. "Let's talk about what we know."
He pulled out several sheets of paper and spread them across the table.
"Marcus told me about the life insurance policies. I checked. They're real. Two policies, three million dollars each, taken out six months ago. Your husband is the sole beneficiary."
Six months.
Derek had been planning this for six months.
"I also looked into his finances," Jake continued. "He's got gambling debts totaling just over two million dollars. Most of it owed to a man named Vincent Rizzo. Rizzo has ties to organized crime. He's not someone you want to owe money to."
He pushed a photograph across the table. It showed a man in his fifties, hard-faced, with cold eyes.
"That's Rizzo," Jake said. "And this..." He pushed another paper across. "This is a copy of the contract your husband signed. It says if he doesn't pay by the thirtieth of this month, Rizzo takes everything he owns. Including your house."
I felt numb.
Seven years of marriage. Seven years of building a life together. And it had all been a lie.
"Can we prove he planned to kill us?" I asked.
Jake nodded. "We can. But we need more. Marcus told me about the phone call your daughter overheard. That's a start, but it's hearsay in court. We need something concrete—emails, text messages, bank records, anything that shows intent."
"I have this," I said, pulling my old phone from my purse. I showed him the picture I'd taken of Derek's flight itinerary. "I took this right before we left the house."
Jake looked at it, then nodded. "Good. That shows he planned to be out of town when the 'accident' happened. But we need more."
He paused, looking at me seriously.
"I'm going to need access to your house," he said. "If I can get into Derek's home office, I can clone his computer, copy his files. That's where we'll find the evidence we need."
My stomach tightened. "But Derek will be there. Or that man he hired..."
"Derek is at his conference in Chicago," Jake said. "I checked. His flight landed this morning. And the man he hired—his name is Cole Henderson. He's a small-time criminal, mostly does break-ins and insurance fraud. He's not a killer, not really. He's just greedy. And he's currently sitting in a bar on the other side of town, wondering why his target ran away."
I looked at Marcus, who nodded.
"It's true," Marcus said. "Jake checked. The house is empty. We can get in and out before anyone knows we were there."
I thought about our house. The place I'd run from just that morning. The place where Derek had planned to kill us.
The thought of going back made my skin crawl.
But if it meant putting Derek away for good...
"When do we go?" I asked.
"Tonight," Jake said. "Under cover of darkness. Marcus will stay here with Lily. You and I will go."
I looked over at Lily, who was still coloring by the fireplace, completely unaware of the conversation happening just a few feet away.
"Okay," I said. "Let's do it."
Jake nodded. "Good. We leave at nine."
The rest of the evening passed in a blur.
I helped Marcus make dinner, my hands shaking as I chopped vegetables. Lily chattered happily about the squirrels she'd seen, about how pretty the cabin was, about how she hoped we could stay forever.
My heart ached for her.
She deserved a normal life. She deserved to feel safe in her own home. She deserved a father who loved her, not one who saw her as a paycheck.
After dinner, I gave Lily a bath and put her to bed in the small bedroom down the hall. She fell asleep quickly, exhausted from the day's events. I sat beside her for a long time, watching her sleep, memorizing the curve of her cheek, the flutter of her eyelashes.
"She'll be safe with me," Marcus said quietly from the doorway.
I stood up and walked over to him. "I know."
He looked at me, his eyes soft with concern. "Are you sure you want to do this? You can stay here. Jake can go alone."
I shook my head. "No. This is my fight. And... I need to see it. I need to see the house one more time. To say goodbye."
Marcus nodded. He reached out and squeezed my hand. His hand was warm, steady.
"Be careful," he said.
"I will," I said.
At nine o'clock exactly, Jake knocked on the door.
I grabbed my jacket and followed him outside. The night was dark, the sky filled with more stars than I'd ever seen. The mountain air was cold, biting through my jacket.
Jake opened the passenger door of his car—a beat-up old sedan, nothing that would draw attention.
"Ready?" he asked.
I took a deep breath.
May you like
"Ready," I said.
We got in the car and drove down the mountain, toward the life I'd left behind.