Chapter 3

Claire carried the tea to the living room, sitting on the sofa where Margaret had sat two nights before, plotting against her.
Daniel sat beside her, his arm draped over her shoulders. The weight of it felt heavy, wrong, like a snake coiled around her neck.
“Did you get all the supplies you needed?” he asked.
“Mostly,” Claire said. “They were out of the paint I wanted for the guest room. I’ll have to order it online.”
Margaret walked in, wiping her hands on her apron.
“Such a shame,” she said, sitting across from them. “That guest room is going to be perfect for when my bridge club comes to visit. We can set up three tables right there by the window.”
Claire stared at her.
Bridge club. Margaret was already planning to use the house as if it were hers.
“Actually,” Claire said, keeping her voice light, “I was thinking of turning that room into a home office. My boss said I can work from home three days a week starting next month.”
Margaret’s smile tightened.
“A home office?” she said. “But dear, you don’t need an office. Daniel makes enough money for both of us. You should be home, taking care of the house, taking care of him.”
Daniel’s arm tensed around her.
“Mom’s right,” he said. “Why do you need to work when we have everything we need right here?”
Claire took a slow sip of tea, letting the warm liquid touch her tongue before spitting it discreetly into a napkin in her lap. She set the mug down on the coffee table, half-full.
“Because I like working,” she said. “And the house is in my name, remember? I can do whatever I want with the rooms.”
The room went quiet.
Margaret’s eyes narrowed. For a second, Claire saw the cold, calculating woman from the video, not the sweet mother-in-law she’d pretended to be for eleven years.
“Of course, dear,” Margaret said, her voice dripping with fake sweetness. “It’s your house. We just want what’s best for you.”
She stood up, picking up her own mug.
“I’m going to wash these,” she said. “You two lovebirds relax.”
She walked into the kitchen. Claire waited until she heard the water running before leaning close to Daniel.
“Your mom seems tense,” she said.
Daniel laughed, but it sounded forced.
“She’s just stressed about the move,” he said. “You know how she is. Everything has to be perfect.”
Claire nodded, her mind racing.
She had to get proof. More proof. The USB drive was a start, but she needed more—documents, texts, anything that showed their plan before they had a chance to carry it out.
That night, after Daniel and Margaret had gone to bed, Claire slipped out of her room. The house was quiet, the only sound the old grandfather clock in the hallway ticking off the seconds.
She crept into Daniel’s study.
His laptop was on the desk, closed. She opened it, holding her breath. It was password-protected. She tried their wedding anniversary—05142015. Wrong. She tried Margaret’s birthday. Wrong. She tried her own father’s birthday.
The screen unlocked.
Claire let out a quiet breath.
She navigated to his files, her fingers flying over the keyboard. There were folders for work, for photos, for old tax returns. Then, at the bottom of the list, a folder named “Personal.” Locked.
She right-clicked it, checking the properties. It was 2.3 gigabytes—big enough to hold hundreds of documents, videos, photos. She tried the same passwords. None worked.
She was about to give up when she heard a floorboard creak in the hallway.
Claire slammed the laptop shut, diving under the desk just as the study door creaked open.
A light flickered on.
Claire held her breath, her heart hammering so loud she was sure they could hear it. She saw Margaret’s slippered feet walk past the desk, stopping at the bookshelf.
Margaret hummed a little tune to herself as she pulled a book from the shelf—an old copy of Pride and Prejudice that had belonged to Mr. Reed’s wife. Claire had left it on the shelf after unpacking, too sentimental to throw it away.
Margaret flipped through the book, then tucked something inside the cover before putting it back. She turned off the light and left the room, closing the door softly behind her.
Claire waited five full minutes before crawling out from under the desk. Her knees ached, her dress was covered in dust, but she didn’t care.
She walked to the bookshelf, pulling out Pride and Prejudice.
Folded between the pages was a piece of paper.
Claire unfolded it, her hands shaking.
It was a life insurance policy.
On her life.
The beneficiary was Daniel Morgan. The payout was two million dollars. The policy had been taken out three months before—right around the time they’d started looking at houses.
Claire stared at the numbers.
Two million dollars.
The house was worth 1.2. They weren’t just planning to steal her home. They were planning to kill her, sell the house, and collect the insurance money. That’s why they’d talked about “no loose ends.” That’s what had happened to Anna.
She folded the paper, tucking it into her bra along with the USB drive. She put the book back, then slipped out of the study and down the hallway to her room.
Daniel was asleep in their bed, snoring softly, his face peaceful, innocent. Claire stood in the doorway, watching him. She wanted to scream, to hit him, to ask him how he could lie to her for eleven years.
But she didn’t.
She changed into her pajamas, climbing into bed on the far edge, as far away from him as she could get. She lay awake all night, staring at the ceiling, planning.
The next morning, she told Daniel she was going to a yoga class. Instead, she drove to a law firm in downtown D.C., one she’d found online, one with no connections to Daniel or Margaret.
The lawyer, a sharp woman named Maria Gonzalez with a scar across her left cheek, listened to Claire’s story in silence, watching the video footage from the USB drive. When it was over, she leaned back in her chair, her face grave.
“This is good,” she said. “But it’s not enough. Conspiracy to commit fraud is hard to prove without more. We need the forged deed, the insurance documents, proof they contacted someone to carry out the… accident.”
Claire nodded.
“I have the insurance policy,” she said, handing it over. “But the deed is in a locked folder on Daniel’s laptop. I don’t know the password.”
“Then we get it another way,” Maria said. “You go home, you act normal. You pretend you suspect nothing. I’ll put a tracker on your car, I’ll get you a small body cam you can wear under your clothes. Every conversation you have with them, every argument, every time they mention the deed or the insurance—we record it. And Claire?”
She leaned forward, her eyes intense.
“If they ever offer you food or drink again? Don’t touch it. Not even water. Not until we have enough to put them away for a very long time.”
Claire left the law firm feeling lighter, like a weight had been lifted off her chest. She walked to her car, fumbling in her purse for her keys.
She looked up.
Across the street, parked in the shade of a oak tree, was Margaret’s old blue sedan.
May you like
Margaret was sitting in the driver’s seat, her phone pressed to her ear, staring right at Claire.
She smiled and waved.